Financial Freedom

Price To Book Value (P/BV)

Price to book value is just another ratio that used to evaluate a company fundamentally. Investor use price to book value to evaluate whether a company is undervalue or overvalue as this is the main purpose for fundamental investing.  Here is the formula for calculating P/BV.

 


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What Is Subprime Mortgages

Subprime mortgage crisis that happened 4 years ago had bring the biggest recession to the United States and world economy. If you are still new to investment and would like to understand more about the subprime mortgage crisis, then this video is for you. I think this video is the easiest media to understand subprime mortgage crisis as compare to story, news, books and etc.


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New FBM KLCI 30 Component Stocks

New FBM KLCI component stocks are formed on 19 December 2011. Air Asia, Bumi Armada and UEMLAND are new comers of KLCI. PLUS, GAMUDA and MISC are dropped out from KCLI.

 


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Credit Card Guidelines

Bank Negara Malaysia (BNM) had issued a new guidelines for credit card in November. I guess most of the credit card holder had received letter from their credit card issuer. Here are the new rules:

1) With effect from 1 January 2012, cardmembers earning RM36,000 per annum or less can only hold credit cards from a maximum of TWO credit card issuers


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Advantages Of Trading Futures

Instead of invest in stock market, maybe we can try to look into trading futures. Here are few advantages of trading futures. 

 


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Is Unit Trust Investment Less Risky?

Unit trust investment always act as best investment for novice investors. Novice or youngster or financially uneducated like unit trust because they are told by unit trust agent that unit trust is secure and low risk investment. Unit trust can give 10-12% of return to investor. This return definitely enlighten novice investor since FD only give 3% of return. This point give additional points to novice investor, less risk and high return.

 


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How Much Is Enough To Retire?

I had just read a educational article from Borneo Post. If you don’t have any idea of retirement means, then you should spend few minutes on this articles.

 


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