Comments for Financial Freedom

Comment on Debt To Equity Ratio (D/E) by ChampDog

ChampDog — Sat, 04 Feb 2012 02:56:02 +0000

The more conservative the company is,the lower the D/E ratio?

Mrcoolku — Thu, 02 Feb 2012 13:52:06 +0000

Hi Stephen you are right, return of RM3000 in 5 years.

p/s: I corrected it.

Stephen — Thu, 02 Feb 2012 05:31:48 +0000

From what I understand,the profit for loan applicants would be:

repayment – loan = profit
which is:
RM134 – 84 = RM50/month

Thus, accumulated profit after 5 years, RM3000.
Average return RM600 per year.

Mrcoolku — Mon, 30 Jan 2012 13:09:53 +0000

Well, as stated in news, what we calculate is correct. Merely RM40 interest for 5 years.

khairul — Mon, 30 Jan 2012 03:48:33 +0000

If the monthly repayment of RM84 is true, this scheme will be the lowest interest loan ever offered in the history. Only RM40 interest for 5 years?

Steven — Mon, 16 Jan 2012 02:40:34 +0000

great that you understand & realise the NEED to perform “delay gratification”. I notice many ppl at your age don’t realise this. Congrats!

Mrcoolku — Sun, 08 Jan 2012 04:56:28 +0000

For me, it is a good way. Of course, there are several reason behind that need to consider.

Eric — Sat, 07 Jan 2012 20:25:14 +0000

In the current economy is real estate really still a good way to go?

Mrcoolku — Tue, 03 Jan 2012 13:10:04 +0000

Ya, definitely can reduce household debt with quick effect

Mrcoolku — Tue, 03 Jan 2012 12:59:38 +0000

Ya, but before invest in property, they need to invest in themselves. At least a book regarding financial.