Wealth Building, Retire Early, Personel Money, Financial Planning, Saving Tips
Inflation is our wealth silent killer. Inflation effect our buying power. We never can eat roti canai with 60cents, kopi with 70cents, a economic rice with rm2.50, petrol with rm1.80 and etc. All you can get is roti canai with rm1, economic rice with rm3.50, petrol with rm2 plus (most probably within this year). If you ever dare to neglect inflation, definitely you will regret for not knowing it when you are old.
Amanah Saham 1Malaysia or AS1M had declare 6.38 Sen dividend for the financial year ending 30 September 2010. AS1M offered 10 billion units for subscription and started on July 2009.
In 2009 I had wrote a post regarding why invest in silver. Back to 2009, I still cannot find a better way to buy silver in Malaysia. Although you can buy silver from some unfamiliar seller from internet, but we face problem of selling the silver back if want to.
Dollar cost averaging is an investing skill to buy what you have bought consistently regardless of the market up turn or down turn. You buy what you have bought at lower price to average down your buying price or you buy what you bought at higher price to average up.
Earning money is never an easy task. You contribute your energy and time to earn money. That is why we called that “hard earn money”. However, you still can see some of your friends do investment on things that depreciate in value as time pass. Below are few things that fresh graduate likely to invest instead of stock market, property and precious metal.
Before you invest something, please make it clear what investor is and what trader is. Honest speaking, I get quite confuse what the exact meaning of it in the past. Many people call themselves investor but yet they are trader and vise versa.
Amanah Saham Malaysia (ASM), a unit under Permodalan Nasioal Berhad (PNB) had declared a 6.30 sen per unit dividend to it shareholders with financial year end 31 March 2010. There is improvement of 0.05 sen compare to 6.25 sen per unit in 2009. ASM actually can pay 7.30 sen to shareholders but they had retain 1.00 sen for future investing purpose. Therefore, only 6.30 sen paid to shareholders.
