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	<title>Financial Freedom &#187; Financial Planning</title>
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	<link>http://financialrich.com</link>
	<description>Wealth Building, Retire Early, Personel Money, Financial Planning, Saving Tips</description>
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		<title>Save For Retirement</title>
		<link>http://financialrich.com/2011/10/16/save-for-retirement/</link>
		<comments>http://financialrich.com/2011/10/16/save-for-retirement/#comments</comments>
		<pubDate>Sat, 15 Oct 2011 23:02:56 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://financialrich.com/2011/10/16/save-for-retirement/</guid>
		<description><![CDATA[Below are two scenarios of what nowadays younger do for their financial planning after graduate. Obviously they do nothing for it. Financial advisor always said that, financial planning should start from your first pay check and it is never to young to have a retirement plan. &#160; Scenario One FRESH out of university, Angeline Yeoh, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Planning Cannot Make You Rich</title>
		<link>http://financialrich.com/2011/06/04/financial-planning-cannot-make-you-rich/</link>
		<comments>http://financialrich.com/2011/06/04/financial-planning-cannot-make-you-rich/#comments</comments>
		<pubDate>Fri, 03 Jun 2011 22:48:32 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[The Rich]]></category>
		<category><![CDATA[Wealth Building]]></category>

		<guid isPermaLink="false">http://financialrich.com/2011/06/04/financial-planning-cannot-make-you-rich/</guid>
		<description><![CDATA[Since I enter working society, I came across knowledge of financial planning. Financial planning articles&#160; are in every corners of media like news, books and radio. Financial planner always urge ever y persons should do financial planning regardless&#160; rich or poor. If you are poor, more likely you should do your financial planning. &#160; Initially, [...]]]></description>
		<wfw:commentRss>http://financialrich.com/2011/06/04/financial-planning-cannot-make-you-rich/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Amanah Saham Malaysia (ASM) 2010 Dividend</title>
		<link>http://financialrich.com/2010/04/22/amanah-saham-malaysia-asm-2010-dividend/</link>
		<comments>http://financialrich.com/2010/04/22/amanah-saham-malaysia-asm-2010-dividend/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 12:53:28 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Invesment]]></category>
		<category><![CDATA[Passive Income]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://financialrich.com/2010/04/22/amanah-saham-malaysia-asm-2010-dividend/</guid>
		<description><![CDATA[Amanah Saham Malaysia (ASM), a unit under Permodalan Nasioal Berhad (PNB) had declared a 6.30 sen per unit dividend to it shareholders with financial year end 31 March 2010. There is improvement of 0.05 sen compare to 6.25 sen per unit in 2009. ASM actually can pay 7.30 sen to shareholders but they had retain [...]]]></description>
		<wfw:commentRss>http://financialrich.com/2010/04/22/amanah-saham-malaysia-asm-2010-dividend/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Insurance Medical Card</title>
		<link>http://financialrich.com/2010/02/06/insurance-medical-card/</link>
		<comments>http://financialrich.com/2010/02/06/insurance-medical-card/#comments</comments>
		<pubDate>Sat, 06 Feb 2010 13:38:00 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://financialrich.com/2010/02/06/insurance-medical-card/</guid>
		<description><![CDATA[Yesterday, I slipped in the toilet and fall down. My head knocked seriously on the hard floor. Obviously, it bleed but mine is more from that. There was a cut on my right forehead. I was sent to the local private hospital and got sewn on the cut. My family scare there might be some [...]]]></description>
		<wfw:commentRss>http://financialrich.com/2010/02/06/insurance-medical-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Financial Goal 2010</title>
		<link>http://financialrich.com/2010/01/01/my-financial-goal-2010/</link>
		<comments>http://financialrich.com/2010/01/01/my-financial-goal-2010/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 10:45:16 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://financialrich.com/2010/01/01/my-financial-goal-2010/</guid>
		<description><![CDATA[This is my first time setting my financial goal in life. The purpose of setting the financial goal is to guide me towards financial freedom in the future. I have a dream to achieve. Therefore, I need to have a goal that act as my route map to financial freedom or else I may deviate [...]]]></description>
		<wfw:commentRss>http://financialrich.com/2010/01/01/my-financial-goal-2010/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Survey First Before You Spend</title>
		<link>http://financialrich.com/2009/12/31/survey-first-before-you-spend/</link>
		<comments>http://financialrich.com/2009/12/31/survey-first-before-you-spend/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 23:46:46 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://financialrich.com/2009/12/31/survey-first-before-you-spend/</guid>
		<description><![CDATA[It is end of the year and dining promotion is everywhere, especially for Christmas eve and New Year eve. I had a romantic dinner with my girlfriend on Christmas Eve but it do not come with cheap. I spend hundred ringgit for a one hour plus dinner on Christmas eve. &#160; Actually, we don’t mean [...]]]></description>
		<wfw:commentRss>http://financialrich.com/2009/12/31/survey-first-before-you-spend/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>My Investment Portfolio</title>
		<link>http://financialrich.com/2009/12/24/my-investment-portfolio/</link>
		<comments>http://financialrich.com/2009/12/24/my-investment-portfolio/#comments</comments>
		<pubDate>Thu, 24 Dec 2009 06:24:25 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Invesment]]></category>
		<category><![CDATA[Investment]]></category>

		<guid isPermaLink="false">http://financialrich.com/2009/12/24/my-investment-portfolio/</guid>
		<description><![CDATA[I started my investment journey at the end of 2007 in ASNB. I know nothing about investment that time. What I know is the dividend rate of ASNB is higher than fixed deposits rate in bank. That’s all. Since I have extra money not in use, so I get my all extra into the ASNB. [...]]]></description>
		<wfw:commentRss>http://financialrich.com/2009/12/24/my-investment-portfolio/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Nominate EPF Beneficiaries</title>
		<link>http://financialrich.com/2009/11/25/nominate-epf-beneficiaries/</link>
		<comments>http://financialrich.com/2009/11/25/nominate-epf-beneficiaries/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 22:49:01 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[EPF]]></category>
		<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://financialrich.com/2009/11/25/nominate-epf-beneficiaries/</guid>
		<description><![CDATA[Continue from my previous Employee Provident Fund (EPF) series of posts about Malaysian EPF and EPF Contribution, today is the most important, your EPF beneficiaries nomination.&#160; &#160; Most people know that it is crucial to nominate their family members or closed relatives&#160; as the beneficiaries of their wealth during their life time. It is the [...]]]></description>
		<wfw:commentRss>http://financialrich.com/2009/11/25/nominate-epf-beneficiaries/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Malaysian EPF</title>
		<link>http://financialrich.com/2009/11/05/malaysian-epf/</link>
		<comments>http://financialrich.com/2009/11/05/malaysian-epf/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 13:22:58 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[EPF]]></category>
		<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://financialrich.com/2009/11/05/malaysian-epf/</guid>
		<description><![CDATA[All employees in Malaysia have a retirement fund called Employee Provident Fund aka EPF. The purpose of the EPF is to help Malaysian to have a saving account for retirement. However, there are also self-employed provident fund from private sector. The purpose is the same, saving for retirement. &#160; There are two accounts in the [...]]]></description>
		<wfw:commentRss>http://financialrich.com/2009/11/05/malaysian-epf/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Get Rich Quickly</title>
		<link>http://financialrich.com/2009/10/18/get-rich-quickly/</link>
		<comments>http://financialrich.com/2009/10/18/get-rich-quickly/#comments</comments>
		<pubDate>Sun, 18 Oct 2009 12:34:31 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://financialrich.com/2009/10/18/get-rich-quickly/</guid>
		<description><![CDATA[When I was young, I always dreaming of to get rich quickly. I wish that I will be given a chance to make big bucks in a life time. Making big money is an easy job in my mind that time. I think I can I dream to become successful business man. Do you have [...]]]></description>
		<wfw:commentRss>http://financialrich.com/2009/10/18/get-rich-quickly/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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