REIT or Real Estate Investment Trust is a trust which invest in properties. REIT have been started in Malaysia as early as 2005 with Axis REIT being the first REIT listed on Bursa Malaysia.
Why REIT? In a life time, personally, we cannot afford to buy skyscraper office building. However, with REIT we can buy a share of skyscraper office building. REIT enable to us to invest in strategic and expensive property indirectly and without much management. Isn’t it solving our dilemma for investing in other type of property besides residential and retail property?
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PTPTN (Perbadanan Tabung Pengajian Tinggi Nasional) is a government loan to all Malaysian that wish to forward tertiary education. I had loan RM21k from PTPTN with RM3500 each semester. Honestly, PTPTN ease my life a lot during uni times although the loan for each semester is just BARELY enough. I have to bare with KL entertainment lifestyle. I’m not going into detail how you spend the money.
Recently, I had checked the PTPTN website to get some information of repayment. Sadly, the admin fee aka interest charge stated is still 3%. Isn’t the admin fee had adjusted to 1% start from January 2009 which postpone from June 2008 already? ..!..
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REIT or Real Estate Investment Trust is a trust which invest in properties. REIT have been started in Malaysia as early as 2005 with Axis REIT being the first REIT listed on Bursa Malaysia. 
