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	<title>Financial Freedom &#187; Debt</title>
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	<link>http://financialrich.com</link>
	<description>Wealth Building, Retire Early, Personel Money, Financial Planning, Saving Tips</description>
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		<title>PTPTN 1% Interest</title>
		<link>http://financialrich.com/2010/09/26/ptptn-1-interest/</link>
		<comments>http://financialrich.com/2010/09/26/ptptn-1-interest/#comments</comments>
		<pubDate>Sun, 26 Sep 2010 00:40:26 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[PTPTN]]></category>

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		<description><![CDATA[PTPTN finally take action to reduce the interest rate to 1% from 3% previously. This free gift definitely cannot be done automatically unless you are new student that just enroll in 2010. Start from 2009 and backward, you need to update your profile first before you can entitle to 1% interest rate. Update your information [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>PTPTN Exemption For First Class Honor</title>
		<link>http://financialrich.com/2009/11/16/ptptn-exemption-for-first-class-honor/</link>
		<comments>http://financialrich.com/2009/11/16/ptptn-exemption-for-first-class-honor/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 07:20:49 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Savings]]></category>

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		<description><![CDATA[In Budget 2010 announced on 23 Oct 2009, graduates who pass with first class honor will have their PTPTN loan waived. First class honor&#160; graduates do not need to pay back the loan again. &#160; What a good news to the first year students to study hard to have their PTPTN waived. Government intends to [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Good Debt Vs Bad Debt</title>
		<link>http://financialrich.com/2009/08/23/good-debt-vs-bad-debt/</link>
		<comments>http://financialrich.com/2009/08/23/good-debt-vs-bad-debt/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 23:50:13 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Debt]]></category>

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		<description><![CDATA[If you are Rich Dad series fans, you should have understand and differentiate between Good Debt and Bad Debt. In short and simple explanation, good debt make you richer while bad debt make you poorer. Good debt is debt which help you get into debt at the same time help you expand your wealth. You [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>PTPTN Repayment</title>
		<link>http://financialrich.com/2009/08/07/ptptn-repayment/</link>
		<comments>http://financialrich.com/2009/08/07/ptptn-repayment/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 13:45:46 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://financialrich.com/?p=124</guid>
		<description><![CDATA[PTPTN (Perbadanan Tabung Pengajian Tinggi Nasional) is a government loan to all Malaysian that wish to forward tertiary education.&#160; I had loan RM21k from PTPTN with RM3500 each semester. Honestly, PTPTN ease my life a lot&#160; during uni times although the loan for each semester is just BARELY enough. I have to bare with KL [...]]]></description>
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		<slash:comments>3</slash:comments>
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