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	<title>Financial Freedom &#187; Budget</title>
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	<link>http://financialrich.com</link>
	<description>Wealth Building, Retire Early, Personel Money, Financial Planning, Saving Tips</description>
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		<title>Budget 2012 Highlights</title>
		<link>http://financialrich.com/2011/10/10/budget-2012-highlights/</link>
		<comments>http://financialrich.com/2011/10/10/budget-2012-highlights/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 03:38:20 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Budget]]></category>

		<guid isPermaLink="false">http://financialrich.com/?p=539</guid>
		<description><![CDATA[Higher EPF Contribution -  Employers are required to contribute more EPF for their employees which earning are below RM5000 by 1% to 13% &#160; RPGT increase to 10%: Real Property Gain Tax RPGT is increased to 10% for the first two years. There after for the third, forth and fifth year will be charged 5%. [...]]]></description>
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		<title>Ideal Salary Allocation?</title>
		<link>http://financialrich.com/2009/09/13/ideal-salary-allocation/</link>
		<comments>http://financialrich.com/2009/09/13/ideal-salary-allocation/#comments</comments>
		<pubDate>Sun, 13 Sep 2009 02:12:22 +0000</pubDate>
		<dc:creator>Mrcoolku</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Savings]]></category>

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		<description><![CDATA[I had been working for 2 months as temporary teacher. My salary increase from Rm1200 to Rm1900 after my graduation. With adding some allowance, my monthly salary will have slightly more than 2k. Wow, not bad. I am starting falling in love with my job. My salary rate per hour is around RM11. I had [...]]]></description>
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