Wealth Building, Retire Early, Personel Money, Financial Planning, Saving Tips
PTPTN finally take action to reduce the interest rate to 1% from 3% previously. This free gift definitely cannot be done automatically unless you are new student that just enroll in 2010. Start from 2009 and backward, you need to update your profile first before you can entitle to 1% interest rate. Update your information
Amanah Saham 1Malaysia or AS1M had declare 6.38 Sen dividend for the financial year ending 30 September 2010. AS1M offered 10 billion units for subscription and started on July 2009.
In 2009 I had wrote a post regarding why invest in silver. Back to 2009, I still cannot find a better way to buy silver in Malaysia. Although you can buy silver from some unfamiliar seller from internet, but we face problem of selling the silver back if want to.
We must work in order to get our salary. If we don’t work, we have no salary. When we are working, we are consuming our energy and time. Energy used can be recover but time used cannot be recovered. Once the time pass, it is a history. We are not Doraemon which have time machine that can go back to yesterday or last week.
Dollar cost averaging is an investing skill to buy what you have bought consistently regardless of the market up turn or down turn. You buy what you have bought at lower price to average down your buying price or you buy what you bought at higher price to average up.
CIMB launch CIMB FTSE Xinhua China 25 or CIMBX25 2 months ago which invest in 25 largest and most liquid Chinese stocks (Red Chip and H shares) listed and traded on the Hong Kong Stock Exchange (HKSE). Below are the 25 stocks and their quantity of shares.
Gross profit margin is my another favorite figure that I look for before I invest in a company. Gross profit can be obtained by subtracting raw material or cost of sales from revenue. From the gross profit we divide it with revenue, then we get gross profit margin.
