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	<title>Comments on: The Latte Factor</title>
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	<link>http://financialrich.com/2010/01/16/the-latte-factor/</link>
	<description>Wealth Building, Retire Early, Personel Money, Financial Planning, Saving Tips</description>
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		<title>By: Mrcoolku</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-490</link>
		<dc:creator>Mrcoolku</dc:creator>
		<pubDate>Fri, 30 Apr 2010 23:49:24 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-490</guid>
		<description>If you don&#039;t have, you can educate her. I am educating my gf also so that we have the same goal. :)</description>
		<content:encoded><![CDATA[<p>If you don&#8217;t have, you can educate her. I am educating my gf also so that we have the same goal. <img src='http://financialrich.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: sourplum</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-474</link>
		<dc:creator>sourplum</dc:creator>
		<pubDate>Thu, 29 Apr 2010 06:23:33 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-474</guid>
		<description>i wish i can have a wife who can understand my financial goal
=)</description>
		<content:encoded><![CDATA[<p>i wish i can have a wife who can understand my financial goal<br />
=)</p>
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	<item>
		<title>By: Mrcoolku</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-331</link>
		<dc:creator>Mrcoolku</dc:creator>
		<pubDate>Sat, 13 Feb 2010 15:10:43 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-331</guid>
		<description>Seems like you have a nice wife that share same dream with you. Smart couple finish rich. :)</description>
		<content:encoded><![CDATA[<p>Seems like you have a nice wife that share same dream with you. Smart couple finish rich. <img src='http://financialrich.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: Ian Kree</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-322</link>
		<dc:creator>Ian Kree</dc:creator>
		<pubDate>Fri, 12 Feb 2010 08:46:21 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-322</guid>
		<description>I like this idea - because it gives us extra money to invest. The act of saving money alone would not make us lot richer but if coupled with investing money, it would. My wife &amp; I studied our spending habit to see areas for (further) cost reduction. We do the cost reduction. And we spend the excess (income-spending) to accelerate debts settlement/payment and to boost investment.</description>
		<content:encoded><![CDATA[<p>I like this idea &#8211; because it gives us extra money to invest. The act of saving money alone would not make us lot richer but if coupled with investing money, it would. My wife &amp; I studied our spending habit to see areas for (further) cost reduction. We do the cost reduction. And we spend the excess (income-spending) to accelerate debts settlement/payment and to boost investment.</p>
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	<item>
		<title>By: Mrcoolku</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-250</link>
		<dc:creator>Mrcoolku</dc:creator>
		<pubDate>Wed, 20 Jan 2010 16:54:13 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-250</guid>
		<description>I agree. I bring my own lunch most of the time unless I am in a hurry. Haha... Seems like we are quite alike. Save and invest. :)</description>
		<content:encoded><![CDATA[<p>I agree. I bring my own lunch most of the time unless I am in a hurry. Haha&#8230; Seems like we are quite alike. Save and invest. <img src='http://financialrich.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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	<item>
		<title>By: Lai Seng Choy</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-242</link>
		<dc:creator>Lai Seng Choy</dc:creator>
		<pubDate>Mon, 18 Jan 2010 02:49:47 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-242</guid>
		<description>I suggest to BYO lunch instead of having outside during lunch time and it will save you more than RM2,000 a year on expenses of lunch and petrol.  I think this is every effective for non-smokers and additional savings for smokers. ^ ^</description>
		<content:encoded><![CDATA[<p>I suggest to BYO lunch instead of having outside during lunch time and it will save you more than RM2,000 a year on expenses of lunch and petrol.  I think this is every effective for non-smokers and additional savings for smokers. ^ ^</p>
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	<item>
		<title>By: Mrcoolku</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-239</link>
		<dc:creator>Mrcoolku</dc:creator>
		<pubDate>Sun, 17 Jan 2010 10:17:49 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-239</guid>
		<description>Sikit sikit lama lama jadi bukit. It is one of the ways to get rich and financial freedom.</description>
		<content:encoded><![CDATA[<p>Sikit sikit lama lama jadi bukit. It is one of the ways to get rich and financial freedom.</p>
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	<item>
		<title>By: Mrcoolku</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-238</link>
		<dc:creator>Mrcoolku</dc:creator>
		<pubDate>Sun, 17 Jan 2010 10:15:56 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-238</guid>
		<description>Whatever it is, maybe some people did get financial freedom through the implementation of The Latte Factor. It is no harm to know more. :) 

Both sites given are really interesting to find up. Thanks for sharing. :)</description>
		<content:encoded><![CDATA[<p>Whatever it is, maybe some people did get financial freedom through the implementation of The Latte Factor. It is no harm to know more. <img src='http://financialrich.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  </p>
<p>Both sites given are really interesting to find up. Thanks for sharing. <img src='http://financialrich.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Mizz Sharon</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-237</link>
		<dc:creator>Mizz Sharon</dc:creator>
		<pubDate>Sun, 17 Jan 2010 04:45:30 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-237</guid>
		<description>I second your article. =)
Altho the amount might seem insignificant initially, but in the long run, all numbers matters right. Esp if its of repetitive nature. Those are the one&#039;s we shud be aware of too!</description>
		<content:encoded><![CDATA[<p>I second your article. =)<br />
Altho the amount might seem insignificant initially, but in the long run, all numbers matters right. Esp if its of repetitive nature. Those are the one&#8217;s we shud be aware of too!</p>
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	<item>
		<title>By: lim seng</title>
		<link>http://financialrich.com/2010/01/16/the-latte-factor/comment-page-1/#comment-236</link>
		<dc:creator>lim seng</dc:creator>
		<pubDate>Sat, 16 Jan 2010 15:08:17 +0000</pubDate>
		<guid isPermaLink="false">http://financialrich.com/2010/01/16/the-latte-factor/#comment-236</guid>
		<description>Do you know that David Bach&#039;s Latte Factor is now a joke among financial writers and advisers? Check out Remit &quot;I will Teach You To Be Rich&quot; Sethi&#039;s and &quot;Save Big&quot; author Elisabeth Leamy.</description>
		<content:encoded><![CDATA[<p>Do you know that David Bach&#8217;s Latte Factor is now a joke among financial writers and advisers? Check out Remit &#8220;I will Teach You To Be Rich&#8221; Sethi&#8217;s and &#8220;Save Big&#8221; author Elisabeth Leamy.</p>
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